..and the roof came tumbling down

Well, not quite, but it would have if we hadn't noticed. We had a leak. The boiler pipework was leaking above the dining room ceiling, but the first we knew was when BANG, the circuit went when turning the light on. We then noticed the wet table (not good on a highly polished smooth wood :-( ) and the dripping ceiling.

A quick call to a plumber/sparky friend and he had found and fixed the problem. It did mean cutting part of the ceiling away however, just to access the pipes.

We called the insurance people to find out what the score was regarding fixes to access work (which we are covered for, thankfully), and someone will be around in the coming week to check what needs doing, and whether the table is salvageable or whether the water has got into the grain and ruined it. So far it's all been very professional and helpful.

Having never had to use insurance before, we didn't know what to expect, but have been pleased so far. Well done Skipton!

I'll reserve final judgement until after the assessors have been and we know what can be done.